Why use an insurance broker?

Some insurance companies sell directly to customers through their sales forces or agencies. Insurance brokers, like the team at Generations, are independent advisors who work for you and are not tied to any one company. This means that:

We’ll aim to get you the best coverage, price and service.

Our brokers can comparison shop to find good rates or special insurance products. We negotiate on your behalf for competitive premiums – even if it means approaching several companies to find the right solution.

We can offer objective advice. Because your broker doesn’t work for the insurance company, he or she can also assist you with objective advice if you have to make a claim.

You’ll get informed help when you need it most. The insurance industry has its own language of terms, legal issues and subtle details. You need a knowledgeable expert at every stage of the process to interpret all the rules and what they mean for you. Your broker’s advice can also be invaluable as your insurance needs change and your requirements become more complex. If there is anything you don’t understand, don’t be afraid to ask us. We are here to help.